CHECKING


Effective Date: July 7, 2011

ACCOUNT TYPE ¹ Minimum
Deposit
Min. Daily
Balance
Interest
Rate
APY 3
SUPER NOW $1000.00 $1000.00 ²     .40%    .40%
REGULAR $1.00 $1.00 n/a % n/a %

Notes:
¹ Additional costs may include price for check reorders, and a $25 OD/NSF fee.

² If Minimum Daily Balance drops below $1,000.00 rate remains at .40% (.40% APY)

A service charge fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.

³ APY (Annual Percentage Yield - Total yield after 365 days assuming interest is re-invested)