IRA / HSA DEPOSIT PRODUCTS

                     Effective Date: December 16, 2014

INDIVIDUAL RETIREMENT ACOUNTS:

Products:

  • Traditional IRA or Roth IRA Available
  • One Year CD IRA: .40%                                  APY: .40%
  • Two Year CD IRA: .65%                                  APY: .65%
  • Three Year CD IRA: .80%                               APY: .80%
Features:
  • Monthly compounded interest
  • Monthly interest crediting
  • $500.00 minimum deposit to open CD IRA
  • $500.00 minimum balance for CD IRA to obtain APY
  • $100.00 minimum deposit to open Savings IRA, $25.00 minimum contributions
  • $100.00 minimum balance for Savings IRA to obtain APY
  • $50.00 minimum withdrawal
  • $25.00 annual custodial fee
  • $25.00 closing fee
  • No interest penalties on withdrawals for clients age 59.5 and older

HEALTH SAVINGS ACOUNTS:

Products:

  • HSA Checking: .50% interest rate APY: .50%
Features:
  • Check writing privileges
  • Debit cards available
  • Monthly compounded interest
  • Monthly interest crediting
  • $100.00 minimum deposit to open
  • $100.00 minimum balance to obtain APY
  • $25.00 minimum ongoing contributions
  • $25.00 annual custodial fee
  • $25.00 closing fee
  • No fees for distributions