SAVINGS ACCOUNTS
| ACCOUNT TYPE | Minimum Deposit ¹ |
Min. Daily Balance ² |
Interest Rate |
APY ³ |
| PASSBOOK SAVINGS | $25.00 | $1.00 | .20% | .20% |
CERTIFICATES OF DEPOSIT
A penalty may or will be imposed for early withdrawl from all CD accounts.
| ACCOUNT TYPE | Minimum Deposit ¹ |
Min. Daily Balance ² |
Interest Rate |
APY ³ |
|
30 DAY CD * (30 day interest) |
$ 500.00 | $ 500.00 | .20% | .20% |
|
182 Day CD * (one month's interest) |
$ 500.00 | $ 500.00 | .30% | .30% |
|
1 Year CD ** (six months' interest) |
$ 500.00 | $ 500.00 | .40% | .40% |
|
18 Month CD ** (nine months' interest) |
$ 500.00 | $ 500.00 | .50% | .50% |
| 2 Year CD ** (nine months' interest) |
$ 500.00 | $ 500.00 | .65% | .65% |
| 30 Month CD ** (twelve months' interest) |
$ 5000.00 | $ 5000.00 | .65% | .65% |
| 3 Year CD ** (twelve months' interest) |
$ 5000.00 | $ 5000.00 | .80% | .80% |
| 4 Year CD ** (twelve months' interest) |
$ 5000.00 | $ 5000.00 | 1.00% | 1.00% |
| 5 Year CD ** (twelve months' interest) |
$ 5000.00 | $ 5000.00 | 1.20% | 1.20% |
|
* Interest - Compounded at maturity, Paid at maturity |
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Notes:
¹ Minimum to Open an Account
² Daily Balance (the amount of principal in the account each day); Minimum Balance to Obtain APY.
³ APY (Annual Percentage Yield - Total yield after 365 days assuming interest is re-invested)
